Does upgraded/updated insulation add value to your home? Contact the appraisers at: www.scappraisals.com they specialize in energy efficiency and are the only Building Performance Institute certified appraisers in Southern California.
Handbook: http://naimacanada.ca/cmfiles/InsulationComparisonGuide.pdf
Disclaimer: for information and entertainment purposes only.
If you’re planning to shop for a home in the coming few weeks, here’s an early spring buying season come-on that just might save you some money if you qualify.
Fannie Mae, the largest mortgage investor in the country, has a bulging portfolio of houses acquired through foreclosures nationwide. Roughly 31,000 of these properties are listed on its “HomePath”
Take the guesswork out of trying to guess the value. Contact the real estate appraiser at www.scappraisals.com to assist with sale price negotiations.
homepath.com resale marketing site. To move them quickly out of inventory, Fannie temporarily is offering qualified owner-occupant purchasers — but not investors — cash incentives toward closing costs of 3.5 percent of the purchase price. But you have to submit your initial offer no later than March 31 and close by May 31.
Visit the site and you’ll see the houses run the gamut — from a one-bedroom condo unit in San Diego to a four-bedroom, four-bath single family home in suburban Montgomery Village, Md. Some states have thousands of HomePath listings online: Florida has nearly 12,000; California, more than 2,300. Asking prices range from $30,000 to $600,000 or more. On a $400,000 house, the 3.5 percent closing cost incentive would amount to $14,000.
read more at: http://www.utsandiego.com/news/2014/feb/23/tp-fannie-has-deals-on-foreclosed-homes/
Disclaimer: for information and entertainment purposes only
Mosaic, an Oakland-based solar finance start-up, is partnering with established rooftop solar installer RGS Energy to provide zero-deposit loans to homeowners who want to buy a solar energy system.
The loans will be backed by small-investor capital from Mosaic’s online crowdsourcing platform, which already funnels money to moderate sized solar arrays on farms, grocery stores, military housing and schools from coast to coast.
If successful, the “Mosaic Home Solar Loan” could help shift the tide of solar customers flocking to rooftop solar leases and power purchase agreements with no or little money down.
Those tidy arrangements take care of maintenance while allowing customers to pay a monthly or per-kilowatt fee for cheap solar energy to offset pricier utility services. But one aspect is missing.
“Unlike a lease, a loan offers ownership,” Mosaic President and co-founder Billy Parish said in an email, responding to questions from the U-T. “Homeowners build equity in their home solar system over time. A large benefit comes after the loan is paid off, when homeowners continue to get free energy for up to 25 more years, rather than renewing a lease. An immediate benefit is that the solar system increases the value of one’s home.”
The new loan offerings, available before mid-year, will set themselves apart from those at credit unions and banks in part by incorporating the federal investment tax credit into loan payments from the first installment. The credit can offset 30 percent of costs.
read more at: http://www.utsandiego.com/news/2014/mar/05/mosaic-solar-option/
disclaimer: for information and entertainment purposes only
Green Real Estate Appraiser 