If you are filing a claim under your homeowners policy because of a natural disaster it could take months to get through the whole process.
Keep track of expenses, such as meal and hotel costs and keep all of your receipts.
Read more at: http://online.wsj.com/article/SB10001424053111904716604576549150244407490.html
If you are not satisfied with a proposed settlement this is where a licensed appraiser can help. We can appraise property for value before the disaster, or do a detailed cost of replacement of your home. Contact the appraisers at www.socalappraisalserv.com for your appraisal needs. Also have a lawyer look at your homeowner’s policy and have them detail everything your policy states you are entitled to. Have them look into the loopholes and have them identify them for the appraiser. In times of disaster there are charity groups that offer legal advice, take advantage and find out your rights.
If you have exhausted your insurance contact FEMA at www.fema.org
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