San Diego – Better fire protection may lower insurance rates

organization that weighs fire risks has determined that San Diego’s backcountry is safer after years of investments, a declaration that may make it possible for property owners in the county’s rural stretches to buy fire insurance for the first time or to pay lower premiums on existing policies.

The improved rating from the Insurance Service Office came after the Board of Supervisors created the San Diego County Fire Authority in 2008 and spent hundreds of millions of dollars to improve fire protection in 1.5 million acres of the backcountry after major fires in 2003 and 2007.

The county put various fire agencies under one command, and added more career firefighters, staffing, equipment, training and communication systems. The investments cut response times by 30%, the county said.

The fire protection and the improved rating is a big deal for people who live in rural parts of the county, according to Supervisor Dianne Jacob.

“What this means is not only can they get fire insurance, it lowers the cost of fire insurance in much of this area,” she said.

The $350 million worth of improved rural fire protection is also important for people who live in more populated areas, she added.

read more at: http://www.latimes.com/local/lanow/la-me-san-diego-wildfire-risk-20160909-snap-story.html

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