Category Archives: energy retrofitting

Chula Vista- Nonprofit Agency’s Energy Upgrades on Homes Flagged

blower

More than 60 percent of the homes examined this year after weatherization upgrades overseen by a Chula Vista nonprofit agency failed inspection, state records show.

This is the latest blow to the South Bay-based Metropolitan Area Advisory Committee, or MAAC, Project, which received millions in taxpayer money to caulk windows and doors and make other weatherproofing improvements.

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Records from the state’s Community Services and Development agency show that of the 34 apartments or homes spot-checked between Feb. 4 and Feb. 7 of this year, 20 were reported as receiving failing grades. In the previous inspection, in September 2012, 19 units were inspected and 14 failed.

Problems with ventilation in buildings were noted, as well as making sure that Department of Energy-approved climate zone materials were used for weatherization. About two-thirds of the failed inspections were because of poor record-keeping, a state official said.

The inspector noted on the reports that these issues “were being explained to crews … and should have no problems anymore.”

This is not the first time that MAAC has had problems with its weatherization program, which is in part funded by federal stimulus dollars under the American Recovery and Reinvestment Act.

In a 2011 report examining federal stimulus spending in California, the state Office of the Inspector General found deficiencies in how the charity accounted for its home-weatherization projects. Grant money was being mixed in with regular nonprofit funds.

A letter from then-Office of Inspector General Laura Chick stated, “The financial and business operations of MAAC are severely deficient and need a complete and immediate overhaul.”

That same year, state auditors said the agency was high risk and temporarily suspended energy upgrades for low-income homes, demanding an overhaul of the program.

It was a whistle-blower complaint in 2010 that led to a series of audits reviewing the agency’s energy upgrade programs, which provide free furnaces, low-flow showerheads, windows, doors, caulking and weatherstripping in low-income areas.

MAAC has received $2.3 million in taxpayer money for weatherization over the past four years, according to state officials.

Read more at: http://www.utsandiego.com/news/2013/apr/20/tp-nonprofit-agencys-upgrades-on-homes-flagged/?print&page=all

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Owners of Energy Efficient Homes Less Likely to Default on Loan

ee home

WASHINGTON — If you buy or own an energy-efficient house, does this make you less likely to default on your mortgage? Is there a connection between the monthly savings on utility costs and the probability that you’ll pay your loan on time?

A new study by the University of North Carolina suggests that the answer to both questions is a resounding yes.

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Using a sample of 71,000 home loans from across the country that were originated between 2002 and 2012, researchers found that mortgages on homes with Energy Star certifications were on average 32% less likely to default compared with loans on homes with no energy-efficiency improvements. Energy Star homes, which can be renovated dwellings or newly built, provide documentable savings of 15% or higher on utility bills compared with houses containing minimal energy improvements.

Researchers took pains to statistically separate out factors other than energy-efficiency savings that might account for the strikingly different performances by borrowers on their mortgages. They controlled for house size; age of the house; neighborhood income levels; house values relative to the area median; local unemployment rates; borrowers’ credit scores; loan-to-value ratios; electricity costs; and even local weather conditions.

Read more at: http://articles.latimes.com/2013/mar/29/business/la-fi-harney-20130331

Disclaimer: for information and entertainment purposes only

San Diego – Where are the Green Jobs?

Board says rooftop solar needs a boost.

solar

County supervisors are hoping to remove some of the cloud over residential solar energy financing, starting with looking at what’s working up and down the Golden State.

Supervisors Dianne Jacob and Dave Roberts are pushing for a study of residential and commercial funding plans to help decide how best to expand the county’s public-private solar financing.

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From the county perspective, the home piece is what’s missing, thanks to a ruling by the Federal Housing Financing Agency four years ago.

The agency effectively blocked the homeowners from financing solar loans through annual property tax bills over 20 years, saying loan repayment would move ahead of mortgage lending giants Freddie Mac and Fannie Mae repayment in the event of a default.

“Just because they say that you can’t do that, it doesn’t mean the counties can’t have it,” said Roberts. “One of the things we’re asking for is a look at all the potential legal and financial impediments and risks to property owners.”

Jacob said she’s frustrated that the program known as Property Assessed Clean Energy or PACE can’t get regulatory or legislative relief from the Freddie Mac and Fannie Mae restriction.

“But we’re not giving upon residential PACE,” she said. “We want to know what all the other models are out there so we’re able to move forward.”

The two supervisors are particularly interested in a program launched by the Western Riverside County Association of Governments last year. That program makes solar panel installation loans available to all homeowners, but carries a mandate that loans backed by Freddie Mac or Fannie Mae have to paid off when the house is sold.

“Let’s talk about what we can do,” Roberts said. “We really want to be the solar capitol here in San Diego County.”

Jeremy Hutman, a program manager at the California Center for Sustainable Energy in Kearny Mesa, said allowing homeowners to finance solar on the property taxes would be helpful.

“There are plenty of other options out there, including solar leases where a third party actually owns the system,” he said. “This would be helpful and definitely a good option, but it wouldn’t make or break the market.”

During his campaign last year to replace former Supervisor Pam Slater-Price, Roberts said he planned to push for green energy initiatives. He had an ally waiting for him in Jacob, who also is a strong advocate for solar energy.

Each of the supervisors has rooftop solar energy at their homes. Jacob, long a critic of San Diego Gas & Electric, just installed hers, and says she’s thrilled with it.

Their requested study goes before the Board of Supervisors on Tuesday.

The county’s move comes after the city of San Diego in October revived a program allowing commercial property owners to finance energy- and water-efficiency improvements, including owners of multifamily apartment buildings with four or more units. That program allows the owners to repay the loans on their annual property tax bills.

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