Category Archives: Uncategorized

Court Decision May Affect Wrongful Foreclosure Lawsuits

During the bust that followed last decade’s housing boom, hundreds of thousands of Californians lost their homes to foreclosure. It was a process later found to be rife with problems, such as overwhelmed bank employees who sometimes didn’t even read the foreclosure documents in front of them.

But challenging foreclosures on the basis of paperwork problems proved to be mostly futile, given California courts had ruled that borrowers who weren’t paying their mortgages didn’t suffer financial harm.

Now, a recent decision by the California Supreme Court will allow some of those former homeowners to pursue lawsuits and possibly win damages for wrongful foreclosure even if they were in default.
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Solar Energy is Poised for an unforgettable year

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New Statistics just released  by the U.S. Energy Information Administration suggest that in the coming year, the booming solar sector will add more new electricity-generating capacity than any other — including natural gas and wind.

As part as the typical loan process, lenders randomly assign an appraiser to determine the appraised value of a home.  However, solar/energy efficient homes are not a typical home – it is a high performance building with unique features.  Fannie Mae,
Freddie Mac and FHA guidelines require appraisers to be competent in the property type they are appraising.

If you do not clearly identify the property as a special property type requiring a competent appraiser trained in solar powered, energy-efficient,
high performance homes, a typical appraiser will be assigned, these features may not be taken into account, which will put your appraisal at risk of not being competently appraised.

Contact the appraisers at www.scappraisals.com; they are Appraisal Institute, Certified Green Appraisers and BPI Certified Building Analysts.

EIA reports that planned installations for 2016 include 9.5 gigawatts of utility-scale solar — followed by 8 gigawatts (or 8 billion watts) of natural gas and 6.8 gigawatts of wind. This suggests solar could truly blow out the competition, because the EIA numbers are only for large or utility-scale solar arrays or farms and do not include fast-growing rooftop solar, which will also surely add several additional gigawatts of capacity in 2016.

In other words, U.S. solar seems poised for not just a record year but perhaps a blowout year. Last year, in contrast, solar set a new record with 7.3 gigawatts of total new photovoltaic capacity across residential, commercial, and utility scale installations.

read more at: https://www.washingtonpost.com/news/energy-environment/wp/2016/03/02/solar-energy-is-poised-for-an-unforgettable-year/

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2016 Decorating Trends for Spring

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For some people, spring cleaning entails not much more than a good shake of the carpets. For others, it’s an excuse to update room décor. Here’s a sampling of this season’s new palettes, patterns and styles:

Colors

Neither boring nor drab, new neutrals are about bringing home a sense of calm and comfort. Some pastels are chalkier, like sorbet that’s been given a whisk of cream. Then there are the organic hues of earth, sky and water.

We see neutrals most often in minimalist décor, like an unglazed, branch-shaped pitcher at CB2 the color of a stormy sea or Ikea’s trim Mostorp media unit in a soft, rosy hue. Even Le Creuset is offering its signature cast ironware in pale pink and lemon.

read more at: http://www.denverpost.com/homegarden/ci_29596897/spring-cleaning-can-be-your-excuse-redecorate-these