Tag Archives: san diego

Items to Keep You Cool

Posted on August 10, 2012 | Leave a comment

Devices that are designed to help people beat the heat without embarrassment. Initially, my investigation wasn’t especially promising: I discovered that far fewer consumer products are aimed at cooling you in the summer than warming you in the winter. But this could change as temperatures continue to rise across the land. In fact, I predict a boom in technology to make summers more bearable.

Read more at: http://www.nytimes.com/2012/08/09/garden/new-gadgets-for-coping-with-summers-heat.html?_r=1&ref=realestate

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Handmade Items for the Kitchen

Posted on August 9, 2012 | Leave a comment

If you’re looking for something unusual for a new or remodeled kitchen, why not choose things that are handmade?

It’s an unconventional criterion for making selections, especially for a space where the major focus is on modern appliances and maximum efficiency. But when you surround yourself with things that show the subtle imperfection of the human hand at work, the results can be stunning — a modern look with a traditional flair.

See and read more at: http://www.washingtonpost.com/realestate/handmade-items-in-a-new-or-remodeled-kitchen-can-add-a-special-flair/2012/08/02/gJQAxTonSX_story.html

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7 Key Steps to get a Home Loan

Posted on August 7, 2012 | Leave a comment

Mortgage rates have plunged to record lows, below 4 percent. That’s great — but only if you can actually qualify for a loan, and that’s not easy. After giving away the store during the housing boom with disastrous results, lenders have tightened their underwriting standards, leaving many would-be home buyers out of luck.

But there are steps homebuyers can take to find the right mortgage, and qualify for it. Here are seven:

1 Improve your credit score. A credit score below 620, as measured by the Minneapolis company FICO, will knock most potential buyers out of the running for a mortgage. And even if you can qualify for a loan, lenders reserve their best interest rates for borrowers with the highest credit scores — typically 740 and above. If a bad credit score pushes up your interest rate by even one percentage point, you could end up paying $85,000 more over the life of a $400,000 loan, according to Tracy Becker, president of North Shore Advisory, a credit repair company in New York state.

Read more at: http://www.chicagotribune.com/classified/realestate/sc-cons-0726-mortgage-tips-20120727,0,5656705.story

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Posted in Mortgage Information

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